For details on terms and conditions of in-house financing, see FDD. Startup costs range from $480,925 to $814,200 for details see FDD Item 7. For the year ending December 31, 2023, Pinch A Penny had 284 stores open. Of those stores, 269 have been open at least one year. Of those open at least one year, the average annual gross sales were $2,028,541 and some stores (38%) had annual gross sales that exceeded the average. Your results may differ. There is no assurance that you will do as well. See our 2024 Franchise Disclosure Document for more information. This advertisement does not constitute an offer of a franchise. An offering of a franchise can only be made by a franchise disclosure document and compliance with any applicable pre-sale registration and/or disclosure requirements in certain jurisdictions. This advertisement has not been reviewed by the California Department of Business Oversight nor by any other federal or state governmental agency.

This information is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for information purposes only. If you are a resident of a U.S. state or a country that regulates the offer and sale of franchises, are receiving this message in one of those states or countries, or intend to operate a franchise in any of those states or countries, we will not offer you a franchise unless and until we have complied with any applicable pre-sale registration and/or disclosure requirements in the applicable jurisdiction.

This offering is not an offering of a franchise. In New York (USA), an offering of a franchise can only be made by a prospectus that has been previously filed and registered with the Department of Law of the State of New York. The application for registration of an offering prospectus or the acceptance and filing thereof by the Department of Law as required by the New York law does not constitute approval of the offering or the sale of such franchise by the Department of Law or the attorney general of New York.

OUR WEBSITE HAS NOT BEEN REVIEWED OR APPROVED BY THE CALIFORNIA DEPARTMENT OF CORPORATIONS. ANY COMPLAINTS CONCERNING THE CONTENT OF THIS WEBSITE MAY BE DIRECTED TO THE CALIFORNIA DEPARTMENT OF CORPORATIONS AT www.dbo.ca.gov.

Likewise, our website has not been reviewed or approved by any other federal or state governmental or regulatory agency (domestic or international).

*Please see our Frequently Asked Questions section for more information regarding Average Annual Unit Sales.