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Three adults outdoors reviewing a yellow clipboard near a residential pool

THE Available Financing

We offer in-house financing for
up to 80% of the cost to launch
new locations.

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EASY
FINANCING
OPTIONS

Competitive
Interest Rates

Dollar bill with slash through it representing no fees

No Fees

Dollar bill with arrows pointing in both directions representing flexible repayment terms

Flexible
repayment terms

Hourglass with slash through it representing no waiting

No waiting

HOW DOES IN-HOUSE

FINANCING WORK?

Financing should not keep you from building a strong future for your own family. We’re here to help.

For financially qualified candidates, Pinch A Penny offers in-house financing
for up to 80% of the cost to launch new locations.1
Infographic showing a four-step loan repayment timeline illustrated as ascending steps. Year 1: No payments are required, but interest accrues. Years 2–3: Interest-only payments are made. Years 4–10: Payments are based on a 15-year amortization schedule. Year 10: A balloon payment is due. A small figure climbs the steps, with arrows indicating forward progress from one phase to the next.

The maximum amount financed and the interest rate are subject to the creditworthiness of the franchisee.

PINCH A PENNY’S
BUSINESS MODEL WORKS

Because our turnkey model includes multiple streams of revenue – retail, pool cleaning and an array of backyard services – our company has recorded more than 51 years of sales growth and average store revenue of $2 million.2

$2
MILLION3

Average Store Revenue

51+
YEARS

Sales Growth

Learn more

1poolresearch.com/us-pool-data

2Yahoo Finance

3For details on terms and conditions of in-house financing, see FDD. Startup costs range from $519,925 to $837,200 for details see FDD Item 7.

For the year ending December 31, 2024, Pinch A Penny had 291 stores open. Of those stores, 280 have been open at least one year. Of those open at least one year, the average annual gross sales were $2,032,346 and some stores (39%) had annual gross sales that exceeded the average. Your results may differ. There is no assurance that you will do as well. See our 2025 Franchise Disclosure Document for more information.

This advertisement does not constitute an offer of a franchise. An offering of a franchise can only be made by a franchise disclosure document and compliance with any applicable pre-sale registration and/or disclosure requirements in certain jurisdictions. This advertisement has not been reviewed by the California Department of Business Oversight nor by any other federal or state governmental agency.